Market News 8-11-23

A question from the community:

Q: Can you explain the peg ratio to investing? What is it and how to use it?

A: The PEG ratio is another valuation metric that incorporates earnings information and can be useful for investing decisions. Here’s an overview:

  • PEG stands for price/earnings to growth ratio. It is calculated as:

PEG Ratio = Price/Earnings Ratio / Expected Annual Earnings Growth Rate

  • The PEG ratio adjusts the P/E ratio by also factoring in expected future earnings growth rates. It aims to provide a more complete picture of valuation.
  • A lower PEG ratio generally indicates a stock may be undervalued given its growth outlook. A higher PEG suggests potential overvaluation.
  • As a rule of thumb, a PEG around 1x is considered fair value. A PEG below 1x indicates possible undervaluation, while a PEG significantly above 1x may signal overvaluation.
  • When using the PEG ratio, analysts often look at expected EPS growth rates for the next 1-5 years. These forward estimates provide the “G” or growth component in the formula.
  • The PEG helps capture differences in growth prospects. A high-growth stock may warrant a higher P/E, but the PEG accounts for its growth potential.
  • Compare PEGs within industries and sectors to find relatively undervalued stocks with better growth outlooks. The PEGs can reveal discrepancies.
  • Use the PEG along with other indicators of quality and financial health. Do not rely solely on this ratio.

Summary: The PEG ratio allows an apples-to-apples comparison of valuation and expected growth. It’s a helpful tool for assessing a stock’s value, but should be used in combination with other metrics.

Why insider trading is so difficult to stop

Insider trading is challenging to prevent due to various factors, specifically the complexity of detecting and prosecuting such illegal activities. 

The use of advanced technology and encryption methods by insiders makes it harder to track their actions. Additionally, the lack of cooperation from witnesses and the difficulty in proving intent further hinder the efforts to stop insider trading. 

The need for stricter regulations and increased enforcement to combat this issue effectively is a priority for regulators.

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Nvidia: Crash And Burn Likely (Rating Downgrade)

A rating downgrade is likely due to various factors such as increased competition, potential regulatory challenges, and a decline in demand for gaming chips. THe stocks has also confirmed a bearish change of trend this week. And the semiconductor industry has lost the “AI” catalyst for the moment.

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Baby Boomers Are Hitting Peak 65. What It Means For Retirement Planning.

The coming year marks a major demographic and retirement planning milestone for America. It’s Peak 65 — when more Americans will reach the traditional retirement age of 65 in the same year than at any time in history.

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